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Terms and Conditions

Terms and Conditions

When you access and/or use CREDIT BUREAU MALAYSIA SDN BHD (Registration No. 200801018741 (820050-T)) (“CBM”, “us” or “we”) product(s), service(s), portal, website, mobile site and/or application, you acknowledge that you have read and understood these Terms and Conditions and agree and consent to the same.

General

All products and services provided by CBM are subject to the terms and conditions of the applicable agreements and/or documents (“Applicable Agreements/Documents”) governing the same.

 

These Terms and Conditions are meant to be read together with the Applicable Agreements/Documents. Unless otherwise provided, in the event of any conflict or inconsistency between any of the terms under these Terms and Conditions and the any of the terms under the Applicable Agreements/Documents, the terms under the Applicable Agreements/Documents shall prevail to such extent of conflict or inconsistency.

 

These Terms and Conditions may be updated from time to time and CBM shall have the right to modify, update and/or amend these Terms and Conditions and the updated Terms and Conditions shall be placed in our portal and/or website. Where permissible under the laws, by continuing to communicate with us, using our services, purchasing products from us and/or by your continued engagement with us following the modifications, updates and/or amendments to these Terms and Conditions, such actions shall signify your acceptance of such modifications, updates and/or amendments.

 

When accessing and/or using CBM’s portal, website, mobile site and/or application, you shall not:-

  1. Impersonate another person (or party) or misrepresent authorisation to act on behalf of another person (or party);
  2. Attempt to undermine the security or integrity of the same;
  3. Attempt to view, access and/or copy any contents other than those which you are authorised to do so; and/or
  4. Transmit, input and/or store any information which may breach any applicable laws, regulations and/or regulatory requirements.
Intellectual Property Rights

Unless otherwise provided, all contents residing in CBM’s portal, website, mobile site and application are the properties of CBM.
CBM’s portal, website, mobile site, application and/or any part thereof may not be modified, copied, distributed, retransmitted, broadcasted, displayed, performed, reproduced, published, licensed, transferred, sold and/or commercially exploited in any manner, without the express prior written consent of CBM.

 

You shall only access and use CBM’s portal, website, mobile site and application for lawful purposes only and in a manner which does not violate, restrict and/or inhibit the functionality of the same and/or the access or use of the same by any third party.

 

You may not insert any link to CBM’s portal, website, mobile site and/or application, frame and/or “mirror” any materials contained in the same on any other server, without the express prior written consent of CBM.

Disclaimer

CBM’s portal, website, mobile site and application (and any third-party link to and from CBM’s portal, website, mobile site and application) and the contents thereof, are provided on an “as is” and “as available” basis.

 

CBM does not make any express or implied warranties or representations in relation to the same (or any part thereof) in any manner, including but not limited to:-

  1. the accuracy, completeness or reliability of the same (or any part thereof); or
  2. the title, non-infringement, merchantability, usefulness, operation, fitness for a particular purpose or the non-interruption of the same (or any part thereof).

Further, CBM does not warrant or represent that:-

  1. the access to and/or use of the same (or any part thereof) will be provided free from errors;
  2. any identified defect will be corrected;
  3. there will be no delays, failures, errors and/or loss of transmitted information;
  4. no viruses, other contaminating and/or destructive properties will be transmitted; and/or
  5. no damage will occur to your computer system.

Any access to, use of and/or reliance on the same shall be at your own risk.

Exclusion of Liability

CBM shall not be liable in any manner for any losses, demands, claims, actions, proceedings, damages, costs, expenses and/or liabilities howsoever arising in connection with your access to, use of, inability to access to and/or inability to use of the same (and/or any part thereof) for any reason whatsoever and/or your reliance on any contents thereof.

 

This exclusion clause shall take effect to the fullest extent permitted by the applicable laws, regulations and/or regulatory requirements.

Indemnity

You hereby irrevocably agree to indemnify and keep CBM fully indemnified from and against all losses, demands, claims, actions, proceedings, damages, costs, expenses and liabilities, including any legal fees that may be incurred and/or sustained by the CBM in connection with your access to, use of, inability to access to and/or inability to use the same, any reliance of any contents thereof and/or any breach on your part of any of these Terms and Conditions.

Termination and Suspension

CBM reserves the right to terminate, suspend and/or block your access to and/or use of CBM’s postal, website, mobile site and/or application at any time for any reason whatsoever.